What’s covered

Whether you choose Single Trip or Annual Multi-trip insurance, here’s what you’ll be covered for as standard.

• Coronavirus Cover:

Enjoy your holidays knowing you are covered for medical expenses, repatriation and cancelling your trip if you test positive for Coronavirus.

Up to £10 million for emergency medical expenses outside the UK:

• Emergency medical treatment
• Dental treatment for emergency pain relief
• Emergency medical repatriation to the UK

Up to £3,000 if you need to cancel or abandon your trip due to:

• Illness or injury of you or your travelling companion
• Your redundancy
• Your home being made uninhabitable by fire, storm or severe weather

Cover for your travel documents and money:

• Emergency travel document expenses up to £500
• Cash and bank notes up to £500
• Delayed baggage up to £500

Take a look at the policy document for full details of what's covered.

Read Policy Wording

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What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

• Cancelling or abandoning your trip if the Foreign, Commonwealth & Development Office (FCDO) advise against all travel or all but essential travel to the area you were planning to stay in.
• Any event, incident or circumstance which had already happened, or was going to happen, at the time you took out or renewed your policy, added any optional cover or booked your trip (whichever is later) – and could reasonably be expected to affect your travel plans.
• ny claim if you travel against the advice of the FCDO
• Any costs which are recoverable from your travel and/or accommodation provider or agent, your debit/credit card company, PayPal, ABTA, ATOL (or similar organisation)
• Cancelling your trip if an airport, port or airspace you’re due to travel from or to is closed.
• Missed connections where you’ve not left enough time for travel, such as transfers between airports.
• Any leisure activities which are listed as excluded in the policy wording
• Out-of-date travel documents.

Take a look at our policy wording for full details of what's not covered.

Read Policy Wording