Single Trip Travel Insurance

What is the purpose of Travel insurance?

Travel insurance is coverage designed to protect against risks and financial losses that could happen while traveling. The risks range from minor inconveniences such as missed airline connections and delayed luggage all the way to more serious issues including injuries or major illness

What counts as a single trip for travel insurance?

Single trip cover is a travel insurance policy for a one-off holiday. If you go away twice or more every year, it could work out cheaper to buy annual travel insurance compared to buying two single trip policies.

What does single trip travel insurance mean?

Single trip travel insurance covers you for one trip only, lasting up to 90 days, depending on your age. Always check your policy terms and conditions and maximum trip duration.

Does Single Trip Insurance Cover Multiple Countries?

Yes, when booking Single Trip Insurance, you can get cover for multiple countries.

Does single trip insurance cover cancellation?

Yes, your Single-trip Travel Insurance policy will cover cancellation of your trip – or if you have to cut it short – in some circumstances. Those circumstances even include cancelling or cutting short a trip due to sudden illness (including testing positive for Coronavirus). You must check your policy cover for details of what is covered.

When should I start my Travel insurance?

Travel Insurance is something you should take out as soon as you've booked your holiday. This is because it's possible you might have to cancel your trip after booking but before you've actually left. For example: You may get injured or fall too ill to travel.

When Is It Too Late to Buy Travel Insurance?

In general, you can buy coverage any time before the date of your trip. That said, it's always best to buy coverage as soon as you make your reservations.

Do you have to have travel insurance before booking a holiday?

If you want to know when you should book travel insurance, the most important thing to remember is that travel insurance is imperative for any trip. Our simple answer is to get travel insurance as soon as you have booked and paid for your holiday, especially for a non-refundable trip.

Can I buy travel insurance the day I leave?

You can purchase travel insurance any time before the date of your departure.

Does travel insurance get more expensive closer to the trip?

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance.

Is it worth it to get travel insurance?

Though you may pay 5 to 10 percent of your trip cost for travel insurance, travel insurance is often worth the investment for its potential to help reimburse you for travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation.

What is an excess?

If you need to make a claim under certain sections of cover where an excess applies, we will deduct the amount of the policy excess from the sum we pay you for any valid claim. The excess will apply to each person claiming and to each incident and to each section of the policy under which a claim is made.

What if my claim is less than the excess?

If the amount you claim under your policy is less than your excess, then this becomes an un insurable loss as your claim falls within the excess being the first amount you have to pay.

Can I cancel my travel insurance?

If you decide your policy is not suitable, you can cancel your policy within 14 days of buying your policy and provided you have not travelled or have made a claim, receive a full refund. No refunds will be given if you have travelled or made a claim on your policy.